... is increasing in daily life, and despite the concerns of consumer advocates, policymakers and regulators regarding its risks, the topic of consumers’ BNPL usage has received little attention in academic research so far. Finally, this study extends the emerging financial well-being literature by demonstrating...

... weaken their financial preparedness for emergencies, which potentially jeopardizes their overall financial well-being. Research limitations/implications As indebtedness is a highly sensitive issue, the self-report measures used may have produced social desirability bias. Practical implications...