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What drives consumers to use P2P payment systems? An analytical approach based on the stimulus–organism–response (S-O-R) model

Open Access
Ana Irimia-Diéguez, Francisco Liébana-Cabanillas, Antonio Blanco-Oliver, Juan Lara-Rubio
Journal: European Journal of Management and Business Economics
European Journal of Management and Business Economics (2025) 34 (2): 149–173.
https://doi.org/10.1108/EJMBE-12-2022-0374
Published: 13 July 2023
... the proposed objectives, an online questionnaire was administered to 701 Spanish smartphone users, potential users of the proposed P2P payment systems. Findings The results show that perceived usefulness is the most important predictor of intention to use. Additionally, a medium predictive relevance...
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