Payment services for global online systems including Internet

I am the Managing Director of Grant/Seebeck International, an online consulting company based in the United States. I am pleased today to be the Chairperson of a session on electronic payment services. For the last three days you have had a wonderful time going about looking at the stands and seeing what is happening in the online business and in the Internet. You have seen a lot of great products, but today we hope to answer a question. At the end of a great meal and a great feast you are always presented with a bill, and the question is, how am I going to pay for what I have just seen? Our panel is going to try to answer that question. We have a distinguished panel. All of us have been around the online business for a very long time. We have been here since it was a little business in which we had to convince people, publishers, information providers that they could actually make money in the electronic information business. A lot of people back in the late 70s and early 80s believed that the electronic information business was a business in which they would not make money, and so these people have been around since then. I am happy to introduce to you our panel.