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Keywords: Bank deposit rate
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Journal Articles
Fintech and Digital Accounting Review 1–15.
Published: 09 September 2026
... find value in using CBDC in their own economic activities. Bank managers can mitigate the adverse effect of bank-to-CBDC disintermediation on bank earnings by using accounting numbers, such as loan loss provisions (LLPs) and bank deposit rates, to manage their earnings. Accrual-based earnings...
