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Keywords: Creative destruction
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Journal Articles
Fintech and Digital Accounting Review (2026) 2 (1): 18–31.
Published: 27 February 2026
... analysis demonstrating that FinTech's impact is geographically contingent rather than universal. It theoretically reconciles the “efficiency versus competition” debate by grounding European neutrality in the Resource-Based View and Asian disruption in Schumpeterian Creative Destruction—resolving literature...
