... the learning outcomes from a cyberattack, and how this can be used to increase cybersecurity awareness and to better prepare employees for future cyberattacks. Design/methodology/approach Using the Technology Threat Avoidance Theory ( TTAT ), data from semi-structured in-depth interviews were analysed...

... and technology threat avoidance theories – was used to examine the security behaviour of users of MFSs. Data was gathered from 530 students in Ghana using convenience sampling technique. Data analysis was carried out using descriptive statistics, inferential statistics and structural equation model. Findings...