...Abhirupa Das; Uday Bhanu Sinha Purpose The effectiveness of microfinance institutions (MFIs) in rescuing poor borrowers from “clutches of” moneylenders has been a much-debated topic over the past few decades. This paper aims to contribute by presenting a model of competition between a socially...

...Padma Kadiyala; Asli Ascioglu Purpose The authors study the effect of an exogenous shock in the form of Coronavirus lockdowns on individual default and on default contagion within the microfinance (MF) sector in India. The authors rely on proprietary data obtained from an MF institution...

...Dilip Ambarkhane; Ardhendu Shekhar Singh; Bhama Venkataramani Purpose Microfinance institutions (MFIs) provide small loans and other financial services to the poor. These institutions are established for helping the poor to raise income levels and to reduce poverty. Recently, MFIs are required...

...Simantini Mohapatra; Bimal Kishore Sahoo Purpose The purpose of this study is to gain meaningful insights into a microfinance programme in two different agro-ecological settings in India. The study, using primary survey data, attempts to examine individual, household and environmental...

... be contacted at: shirsendu.mukherjee1980@gmail.com © Emerald Group Publishing Limited 2015 Microfinance Poverty Group lending Group size Joint liability Social sanction D82, O17 In addressing the problems of rural credit, two aspects deserve close attention: easy access...

... larger or smaller bribes since the theoretical literature offers conflicting findings regarding the relationship between the size of the bribe and the productivity of borrowers. Second, the authors test whether being eligible to borrow from a microfinance institution affects the frequency...