... Design/methodology/approach – Findings – Research limitations/implications – Originality/value – Keywords: Australia, Discouraged borrowers, Entrepreneurialism, Financial constraints, Financial discrimination, Gender, Small to medium-sized enterprises "Women...

... to be financially constrained, that is, to have foregone viable investment opportunities due to inadequate access to finance. In doing so, it endeavours to reconcile the financial discrimination and financial constraint literatures. Third, the paper tests whether gender produces its effects in interaction...