... found that PBC tends to encourage the use of a particular product. Amin et al. (2013 , 2014c , 2016) finds there is a significant relationship between intention to use Islamic mortgage and PBC. Decomposition approach Intention Consumer acceptance TPB model Interest-free financing...

... mortgages was lacking (Shaikh et al., 2018). Similarly, TPB has the potency to offer a clear overview of each of the factors related to predicting consumer acceptance of the Islamic bank mortgage facility. In the present study, the model explicitly uses TPB as a baseline theory...