...Tengku Munawar Chalil; Chairil Zidane Purpose This paper aims to investigate the “literacy paradox” in housing investment decisions: examining why financial literacy appears to discourage while digital platform literacy encourages housing investment and ownership in Indonesia. The authors measure...

... costs. A systematic questionnaire was used, which was divided into six components. A total of 352 valid responses were collected and analyzed through a structural equation model. Findings The findings suggest that financial literacy, materialism and risk perception have a considerable impact on loan...

...Velma Zahirovic-Herbert; Karen M. Gibler; Swarn Chatterjee Purpose The purpose of this paper is to evaluate whether low financial literacy is associated with the use of risky mortgages and delinquency. Design/methodology/approach A probit analysis is used to analyze the results of a survey...