... prioritization, willingness-to-pay ( WTP ) and homeownership. Findings The results uncover a striking paradox: individuals with higher financial literacy – particularly those understanding inflation and risk diversification – are significantly less likely to invest in housing (marginal effect at the mean...

..., household size and place of residence, have a significant influence on homeownership. In addition, households in the highest wealth quartiles and used heads of household are more likely to own their home. Research limitations/implications Housing policies focused on improving the financial...

... path to homeownership, particularly for low-income families. Incorporating the future value adaptation concept, inspired by reverse mortgages and Islamic finance, enhances adaptability, ensuring long-term sustainability despite economic shifts. Practical implications The proposed model promotes...

... Emerald Publishing Limited 2024 Emerald Publishing Limited Licensed re-use rights only Marriage Homeownership Homeowner Marital house Marriage age Willingness to marry Nevertheless, homeownership can also be a barrier to marriage. As both parties in a marriage want to maximize...

...Yi Wu; Alan Tidwell; Vivek Sah Purpose This study aims to examine living preference and tenure among millennials, with a particular focus on the impact of ethnic and cultural diversity on housing outcomes including observed homeownership inequalities. Design/methodology/approach Using...

...Shan Lei Purpose Drawing on the literature regarding gender, marital status and homeownership, this paper aims to examine the role of gender and marital status played in homeownership in urban China. This paper also attempted to shed light on other determinants of homeownership as well...

... impacts of Covid-19 on private sector employees’ housing finance homeownership in KSA. Design/methodology/approach A phenomenology type of qualitative research was used. Data were sourced from three cities (Riyadh, Al-Qassim and Medina) and three mortgage banks across KSA. Virtual interviews via Zoom...

... that stronger integration across governments (central and local) and actors of the housing market. Homeownership Matching model Mixed-integer programming Shared ownership Fairness O18 R2 R3 In the past decade, access to affordable housing has been subject of intense debate in New...

...Rotimi Boluwatife Abidoye; Gitta Puspitasari; Riza Sunindijo; Michael Adabre Purpose Homeownership, especially for young adults, is a significant challenge in nearly every country and Indonesia, the fourth most populous country in the world, is not exempted. Its capital city, Jakarta, has...

... and through four subsamples (Eastern, Southern, Northern and Western Europe). The findings reveal that several factors influence homeownership, namely, geographic location, age, gender, number of children, marital status, job situation, household income, high education, years of education, political...

...Wadu Mesthrige Jayantha; Olugbenga Timo Oladinrin Purpose The purpose of this paper is to present a comprehensive assessment of the influential factors that must be considered in an effort to enhance homeownership. Design/methodology/approach A list of 14 factors identified through...

... mortgages in the markets. Empirical investigation on the subject is lean. Available works on Nigeria’s housing finance market include those of Nubi (2010) on sustainable housing finance, Usman and Lizam (2016) on determinants of intention of using mortgage in financing homeownership, Adebamowo et...

... projects for seniors who need help with activities of daily living, but desire to live as independently as possible. Malaysia Housing market analysis Seniors Homeownership Retirement housing Young-old seniors The concept of purpose-built retirement housing is prevalent in the western...

...Martin Konecný; Dominik Stroukal Purpose – The main aim of this paper is to find whether homeownership can have detrimental effect on employment in The Czech Republic. Design/methodology/approach – Oswald’s conjecture is tested on the set of panel data across Czech regions between the years...

...-established migrant community that possesses significant human capital (skills, education, English language proficiency) but occupies a hybrid cultural identity. Findings – The majority of the 84 respondents had attained homeownership. Homeownership was prized for conveying a sense of “independence...

...Nor Rima Muhamad Ariff; Hilary Davies Purpose Homeownership is considered both economically and socially beneficial for homeowners. However, in the collective living arrangement, reaching a consensus with regard to the residential environment is difficult. The purpose of this paper is to identify...