... conditions, focusing on the customers' behavior and the segmentation analysis of the prepayment risk. Findings The results from a logit model indicate that housing appreciation rate and the stock market performance are important considerations for Chinese borrowers. It was also found that borrowers show...

...William J. McCluskey; Richard A. Borst Purpose The purpose of this paper is to describe a segmentation technique based on geostatistical modeling methods utilizing geographically weighted regression (GWR) to identify submarkets which could be applied within the mass appraisal environment...