... for policymakers and financial institutions, highlighting the importance of formalizing trade credit practices, developing targeted financial products, to enhance financial inclusion in Africa. Afrifa et al. (2023) find that trade credit and banks serve as complements for firms that do not have...

... impact on ROA. Additionally, the findings regarding financial inclusion show a negative relationship between gross working capital and business performance among EU and other performer countries. Practical implications Overall, the empirical findings are consistent with Afrifa's (2016), who suggests...

...Ebenezer Bugri Anarfo; Joshua Yindenaba Abor; Kofi Achampong Osei; Agyapomaa Gyeke-Dako Purpose The purpose of this paper is to investigate the dynamic link between financial inclusion and financial sector development (FSD) in Sub-Saharan Africa. Design/methodology/approach This paper employs...