... a significant negative effect on Islamic bank stability. By examining the components of climate risk, the results confirmed that exposure to climate risk and adaptive capacity significantly decreased ZSCORE (implying an increase in insolvency risk). However, sensitivity to climate risk heightened credit risk...

... on the profitability of the microfinancing sector. Further, the study inspects if national governance mitigates the impact of credit risks to protect profitability. Design/methodology/approach The study considers panel data from 224 microfinancing institutions from five economies of world importance: Brazil...

...Awais Ur Rehman; Saqib Farid; Muhammad Abubakr Naeem Purpose Motivated by lack of empirical research on sukuk (Islamic bonds) defaults and factors influencing the credit risk in sukuk industry, the study investigates the impact of corporate governance (CG) practices and corporate social...

... increased, with no significant change in their composition. The policy initially generated a 7% increase in the credit risk allowances of banks in the treatment group, which vanished in the following periods. Based on all these, the paper argue that the policy was successful in providing liquidity...

...., 2019); they must constantly monitor loan quality to reduce credit risk. Regulators also surveil loan quality, as banks are exposed to the risk that borrowers will default on loans. The most closely monitored indicator of loan quality is NPLs. Higher NPLs weigh heavily on banks' asset quality...

...Mohsin Ali; Mudeer Ahmed Khattak; Nafis Alam Purpose The study of credit risk has been of the utmost importance when it comes to measuring the soundness and stability of the banking system. Due to the growing importance of Islamic banking system, a fierce competition between Islamic...

... positively affects financial performance. The authors further present the significant effects of joint occurrence of credit and liquidity risks on financial performance. Practical implications For managing credit risk, banking management should ensure the policies for granting loans and timely...