What if your computer breaks down?

We've all of us suffered from the so‐called computer error — the ever‐repeating bill flopping through the letterbox, or the more serious print‐out failure holding up a giro cheque. However, these could be considered minor irritations compared to a complete systems failure, particularly if it's your firm's computer that has packed up. Insurance cover against such breakdown is particular and detailed. John Vann examines one major insurer's computer policy; outlines a tailor‐made policy for small computer systems; and points to one company that even covers computer fraud.