... Health insurance Affordable Care Act Medical bills Consumer bankruptcy (1) D i t * = β 0 + ∑ j = 1 J β j X i t + ∑ k = 1 K φ k Z i t + ∑ l = 1 L ψ l W i t + ∑ h = 1 H ξ h Q t...

... © Emerald Group Publishing Limited 2016 Emerald Group Publishing Limited Licensed re-use rights only Consumer bankruptcy Medical bills Misclassification Over the past two decades, medical research has dramatically improved clinicians’ abilities to treat diseases, both chronic...