...Peterson Ozili; Olajide Oladipo Purpose We investigate the impact of private credit expansion and contraction on the unemployment rate in Economic Community of West African States (ECOWAS) countries. Design/methodology/approach Credit expansion and contraction are measured using a three-level...

...Charles Ackah; Gertrude Dzifa Torvikey; Faustina Obeng Adomaa; Kofi Takyi Asante Purpose The marginalisation of female entrepreneurs in accessing credit is well documented. Yet, how female entrepreneurs navigate through the marginalisation to gain funding is under-explored. Design/methodology...

... determinants of smoked fish prices along the value chain. Lack of access to credit is the main constraint to the marketing of smoked marine fish, irrespective of the actor or the fish type. Originality/value Many studies have established the linkages between fish consumption, prices, and food security...

...Saibal Ghosh Purpose While several facets of credit extension by banks have been extensively studied, one aspect which has largely bypassed the attention of researchers is the intrinsic attitude towards risk. To investigate this in detail the purpose of this paper is to employ data on India...

...Sunildro L.S. Akoijam Purpose The purpose of this paper is to analyse the issues and concerns of Indian rural credit, which is a powerful tool for enhancing production and productivity and for poverty alleviation. Further it highlights some of the strategies adopted by Reserve Bank of India (RBI...

...Kerry Raymond Bolton Purpose The aim of this paper is to show that there are workable alternatives to the debt‐finance system in the form of “state credit.” Design/methodology/approach The example used for the practical application of “state credit” is the State Housing programme of the 1935...

...Ambreen Fatima Purpose The purpose of this paper is to investigate how many rural women have access to finance. It also explores the additional constraint faced by them in accessing the credit. Design/methodology/approach For the estimation purpose, multivariate logit regression is used...

...Malimba Musafiri Papias; P. Ganesan Purpose Like other developing countries, Rwandan rural credit market is repressed, shallow, segmented, inefficient and dual structured where both formal and informal financial systems operate side by side. While the later has been playing a predominant role...

... to them. On this principle, it provides banking services at the door‐step of the poor. Thus, microcredit does not seem to offer any new idea in terms of credit theory. But, it does propose a new idea in terms of public policy. This new idea may be called the dual theory of capitalism for the TW...

...Hway‐Boon Ong; Muzafar Shah Habibullah; Alias Radam; M. Azali Banks are important sources of external credit but they are reluctant to lend to small and medium enterprises (SMEs) due to the high credit risk involved. Therefore, Credit Guarantee Corporation (Malaysia) Limited (CGC) was set up...

..., presents some new econometric results which provide empirical insight into whether racial inequality is disappearing in residential credit markets. These results suggest that for African Americans and Latinos, racial disadvantage remains statistically significant in most cities, though its magnitude has...

.... Opines that if the details of the scheme are properly disseminated, then it is likely that its efficiency and equity features will attract the commercial banks worldwide. © MCB UP Limited 1997 Credit Finance Microeconomics Millions of people in developing countries are experiencing...