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1-20 of 36
Keywords: Financial literacy
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Journal Articles
International Journal of Social Economics (2026) 53 (8): 1185–1200.
Published: 23 December 2025
... factors. Given that financial literacy is recognized as crucial for effective financial planning, this study examines the impact of financial literacy on financial planning among women in India. Design/methodology/approach A structured questionnaire was administered online to 606 women across five...
Journal Articles
International Journal of Social Economics (2026) 53 (5): 895–906.
Published: 10 October 2025
...-makers in a household. This study aims to determine the relationship between parental financial literacy and child labor. Design/methodology/approach Financial literacy was measured through parental knowledge of lending institutions and their ownership of savings accounts. The sample in this study...
Journal Articles
International Journal of Social Economics (2026) 53 (5): 816–831.
Published: 09 October 2025
...Youssef Chetioui; Hind Lebdaoui; Tahar Harkat; Hajar Chetioui; Chaimae Jerbouri; Mohamed Makhtari Purpose The purpose of this paper is to propose a thorough framework to investigate and understand the key antecedents of financial literacy (FL) and how it contributes to indebtedness and financial...
Journal Articles
International Journal of Social Economics (2026) 53 (4): 654–669.
Published: 05 September 2025
...Deepika Kanth; Ashish Ranjan Sinha; Jogeswar Mahato Purpose This study investigates the mediation effect of financial well-being on the relationship between financial literacy, personal financial management behaviour and investment decision-making behaviour among women entrepreneurs in India...
Journal Articles
International Journal of Social Economics (2026) 53 (3): 503–515.
Published: 08 August 2025
...Adam Ndou; Ntwanano Jethro Godi Purpose The moderating effect of parental income on parental financial discussions and financial literacy is increasingly becoming important. The objective of this study was to determine whether the relationship between parental financial discussions of young adults...
Journal Articles
International Journal of Social Economics (2026) 53 (3): 450–466.
Published: 05 August 2025
...Akanganngang Joseph Asitik; Victor Fannam Nunfam; Michael Kodom; Ebenezer Afrifa-Yamoah Purpose Financial inclusion remains limited for rural women in developing countries. To address this gap, this study examined the mediating role of financial literacy in the relationship between Village Savings...
Journal Articles
International Journal of Social Economics (2025) 52 (11): 1613–1627.
Published: 03 March 2025
...T.P. Arjun; Rameshkumar Subramanian Purpose The present study analyses the impact of participation in the self-help group (SHG)-based micro-financial activities (PSMFA) on the financial literacy (FL) of women. Design/methodology/approach The data were collected from Kudumbashree NHG members...
Journal Articles
International Journal of Social Economics (2025) 52 (12): 1725–1740.
Published: 25 February 2025
... 2025 Emerald Publishing Limited Licensed re-use rights only Microfinance Sustainability Self-help groups Women empowerment Financial literacy Bibliometric analysis Women Empowerment and Gender Equality is crucial for sustainable development, as reflected in Sustainable Development...
Journal Articles
International Journal of Social Economics (2025) 52 (7): 976–990.
Published: 11 September 2024
..., financial literacy and financial socialization influence financial capability and financial capability impacts both financial behavior and FW. Financial risk tolerance moderates the relationship between financial capability and financial behavior. Practical implications This study offers insights useful...
Journal Articles
International Journal of Social Economics (2025) 52 (2): 220–235.
Published: 23 May 2024
...H. Maheshwari; Anup K. Samantaray; Rashmi Ranjan Panigrahi; Lalatendu Kesari Jena Purpose The significance of financial literacy (FL) in deciding how to allocate one’s investment capital has recently attracted much attention from various market participants and stakeholders. The study examines how...
Journal Articles
International Journal of Social Economics (2025) 52 (1): 16–32.
Published: 22 April 2024
...Pooja Chaturvedi Sharma Purpose This study examines the effects of financial literacy and financial risk tolerance on investor behavior by introducing social stigma as a mediator and emotional intelligence as a moderating factor. Design/methodology/approach Data is collected from 761...
Journal Articles
International Journal of Social Economics (2024) 51 (7): 915–931.
Published: 24 November 2023
... relationships among instrumental attitude, injunctive norm, perceived control, self-efficacy and intention to save. Secondly, intention to save, financial literacy and time preference were found to positively influence saving behaviour. Practical implications Policymakers may find this study useful...
Journal Articles
International Journal of Social Economics (2024) 51 (4): 530–554.
Published: 13 September 2023
...Anamika Saharan; Akash Saharan; Krishan Kumar Pandey; T. Joji Rao Purpose The low level of financial literacy among young adults is a pressing concern at both individual and country levels. Therefore, there is a dire need to understand the best-worst antecedents of financial literacy and how...
Journal Articles
International Journal of Social Economics (2024) 51 (3): 422–440.
Published: 18 August 2023
...Anu Mohta; V Shunmugasundaram Purpose This study aims to examine the association between risk tolerance and risky investment intention with financial literacy as a moderating variable. The proposed relationship was explored specifically for millennials. Design/methodology/approach...
Journal Articles
International Journal of Social Economics (2023) 50 (12): 1804–1817.
Published: 10 July 2023
... section of society as they cannot afford to pay finance professionals for their wealth management. The objective of the study is to understand the level of financial literacy as well as its determinants among the marginalized section of society living in hilly areas. Design/methodology/approach...
Journal Articles
International Journal of Social Economics (2023) 50 (9): 1341–1354.
Published: 28 March 2023
...Soumyadwip Das; Sumit Kumar Maji Purpose The objective of this study is to ascertain the financial literacy (FL) of the farmers in three South Asian economies (India, Bangladesh and Pakistan). Further, an effort was made to explore various demographic and socioeconomic antecedents of FL...
Journal Articles
International Journal of Social Economics (2023) 50 (3): 377–397.
Published: 14 November 2022
...Jagriti Arora; Madhumita Chakraborty Purpose The study aims to address two objectives. First, to examine the socioeconomic and demographic factors contributing to financial literacy and second, to analyze if financial literacy affects investment choices. Design/methodology/approach The study...
Journal Articles
International Journal of Social Economics (2022) 49 (12): 1713–1726.
Published: 27 June 2022
...Yosuke Kakinuma Purpose This study explores the relationship between financial literacy and quality of life (QoL). The study further examines the mediating effect of fintech adoption and the moderating effect of leisure on the relationship between financial literacy and QoL. Design/methodology...
Journal Articles
International Journal of Social Economics (2022) 49 (3): 430–448.
Published: 07 January 2022
...Malvika Chhatwani Purpose The purpose of this study is to examine income satisfaction among Millennials during COVID-19. The authors explore the roles of cognitive factors: financial literacy and noncognitive factors: personality traits. Further, the authors also determine if financial status...
Journal Articles
International Journal of Social Economics (2022) 49 (1): 138–151.
Published: 25 October 2021
...Ahmet Türkmen; Yunus Kılıç Purpose This study mainly aimed to show that financial literacy is not always enough in explaining workers' individual pension plan ownership as financial literacy knowledge does not always result in financially literate decisions/actions, and in such cases perceived...
