... to these households and for what purpose the loans were utilised. Design/methodology/approach To achieve the objective, the authors conducted a primary-level household survey in one of the distressed districts in newly formed state. The authors applied the Bayesian and the Lasso regression methods to identify...

...Jacinta Nwachukwu Purpose The Imo State Supervised Agricultural Credit Loans Board (ISACLB) has outright default rates of more than 50 percent. Thus, the purpose of this study is to identify the major characteristics of the Board's beneficiaries who completely failed to honour their repayment...

... banks to finance investments, if there is a reduced expression of small firms, and if there are smaller values of collateral needed for a loan. Originality/value This is the first scientific paper on this field (heterogeneity of microcredit borrowing rates). Microfinance (specifically microcredit...

... the two financial practices. In general, it is believed that the two practices are not compatible since microfinance allows interest payments on loans and Islamic banking prohibits interest payment based on Islamic law, sharia. Both practices, however, promote equality and fairness for all...

... and number of official visits to the credit societies, have a strong effect on loan repayment performance (statistically significant at p<0.05) whereas size of credit disbursed, credit processing and disbursing time, borrowers' market place and income transfer from relatives and friends are more...

.../implications The study, is totally based on the sample opinion and published data of the co‐operative. The period of study is very short. So, the outcome of the study may not be generalized. Practical implications A smooth and active system of loan‐issuance and loan‐recovery of a rural co‐operative may...

... poverty alleviation in the TW. The basic definition of microcredit, adopted in the 1997 Microcredit Summit, has remained the same: Microcredit programs extend small loans to very poor people, especially women, for generating income through self‐employment. Although the program features differ from...

... to estimate the aid‐growth nexus. Components of total aid, such as grant aid, loan aid, technical co‐operation, bilateral and multilateral aid flows are also employed to estimate a disaggregated impact of foreign aid in the short run and in the long run. The results show that bilateral aid, grant aid...

.... In documenting this programme, our aim is to contrast several features of BancoSol’s group lending policies against some of the theoretical results that have emerged from the microeconomic modelling research on group loan contracts. This exercise is based in part on a small survey that was conducted among...

... Business history Loans Palestine Social economics Time Time is perhaps the most elusive concept in the realm of human thought. Indeed, the time phenomenon has many facets: physical and metaphysical, theological and psychic, historical and economic. Ever since mankind has mounted the stage...