... with the respondents. Thus, our model to be estimated is written as follows: (1) Y = a 0 + β 1 X + ε Rural areas Microcredit Loans Farmers’ indebtedness The agricultural growth rate in India in recent years has not been at a satisfactory level despite a significant...

...Atul Mehta; Joysankar Bhattacharya Purpose The purpose of this paper is to examine the direct (microcredit), medium-direct (bank credit), and indirect (through economic growth) effect of financial sector development (FSD) on rural-urban consumption inequality (RUCI) in India using state-wise...

... be contacted at: Gemunuu@gmail.com 10 04 2015 30 10 2015 04 01 2016 © Emerald Publishing Limited 2017 Emerald Publishing Limited Licensed re-use rights only Performance Microcredit Microfinancing institutions (MFIs) offer loans to the poor to become self-employed...

.... Practical implications Microcredit for the purposes of enhancing business performance might not necessarily be a good idea, if it is unable to generate higher returns. As a business develops, the volume of microcredit should be reduced, and replaced by owners’ own savings and retained profits. Regarding...

... by different motives. The term itself “microfinance” in its modern usage has the roots from the 1970s owing to successful pilot microcredit lending programs in Asia. Evidence shows that, although modern microfinance is subscribed to lending activities of the 1970s particularly by the Grameen Bank...

... provocative evidence which appears to contradict earlier and more pessimistic accounts and it challenges the ontology about extending member-based microfinance. © Emerald Group Publishing Limited 2015 Social economy Microcredit Cooperatives Sustainable development The poor, who...

... in the loan appraisal stage to improve the repayment performance of microfinancing institutions saving hundreds of millions of dollars in bad debt write offs. Gender Microcredit Management Poverty The microfinancing concept was introduced to the world in 1976 by Professor Muhammad Yunus when he...

... to be clients of MFIs (Ahlin and Jiang, 2008). Hollis and Sweetman (1998) highlight the increased importance of sustainability of microcredit organizations as increased reliance on subsides from government/investors may not ensure economies of scale in the long-run. The most generic understanding...

... accessible to the poor, Government of India took several measures, but did not succeed to a significant extent. This paper has shown that the microcredit has become accessible to the “working poor,” but not to the ultra poor. Initially the model shows that in the absence of competition MFI and moneylender...

... Microcredit Hardaker et al. (2004a) introduced SERF, a new method for ranking risky alternatives. The authors argued that there are more advantages in SERF over SDRF. SERF varies risk aversion over a defined range and ranks risky alternatives in terms of CE of each alternative over...