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Considers the way in which UK and American pension schemes are structured for women’s poverty and social exclusion in later life. Analyses recent trends in women’s employment and the impacts on current pension structures. Looks at the impact of different pension schemes and goes on to cover the effect on different classes and ethnicities. States that childcare is currently uncrecognised within pension systems as it is unwaged work and can lead to serious adverse financial impacts on women undertaking this role.

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