... these relationships, while gender significantly moderates the effect of early learning, with women particularly responsive to early-life financial socialization. Practical implications Findings call for inclusive financial education policies that consider gender equality and intergenerational factors, advancing...

...Sushanta Kumar Mahapatra; Bibek Karmacharya; Ramkrishna Chapagain Purpose This study aims to examine the impact of financial socialization on the financial well-being (FWB) of BBA and MBA students at Pokhara University, focusing on the mediating role of financial knowledge (FK). Design...