... structures would enhance its policy applicability, enabling regulators to benchmark intermediation efficiency and pricing behavior across both conventional and Sharia-compliant segments of Indonesia’s dual-banking system. Originality/value This study is among the first to extend the RADM with a dynamic...

...Masrizal; Raditya Sukmana; Rifki Ismal Purpose This study aims to examine the behavioral characteristics of depositors at Islamic banks (IB) operating within a dual banking system. The authors estimate the reaction of these cohorts to fluctuations in profit sharing and interest rates...

... importantly, market conditions. Originality/value To the best of the authors’ knowledge, this is the first study that compares the dual banking system with stock market performance while considering bank-specific variables as market conditions change. The results of this study reveal that the effect...

...Amine Ben Amar; AbdelKader O. El Alaoui Purpose The purpose of this study is to understand the profit-sharing structure at equilibrium of the two-tier mudharaba contract in a pure Islamic banking system and then in a dual banking system. Design/methodology/approach This paper aims to better...