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Keywords: Fintech
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Journal Articles
International Journal of Islamic and Middle Eastern Finance and Management 1–28.
Published: 08 June 2026
...Saliha Theiri; Jamel Boukhatem Purpose This study aims to investigate the impact of fintech development on banking stability in selected Middle East and North Africa ( MENA ) countries. It assesses whether fintech adoption enhances financial resilience through innovation and improved financial...
Journal Articles
International Journal of Islamic and Middle Eastern Finance and Management (2026) 19 (2): 324–348.
Published: 11 September 2025
...Naveenan Ramaian Vasantha; Ahmed Bossman; Najaf Iqbal Purpose This study aims to examine the impact of financial inclusion through Islamic banking and fintech-driven digital financial services on sustainable energy access ( SEA ) in the Middle East and North African ( MENA ) region. Despite...
Journal Articles
Journal Articles
International Journal of Islamic and Middle Eastern Finance and Management (2022) 15 (2): 236–254.
Published: 16 March 2022
...Ascarya Ascarya; Ali Sakti Purpose This study aims to design appropriate micro-fintech models for Islamic microfinance institutions (IMFIs), especially Baitul Maal wat Tamwil (BMT) in Indonesia, thus enabling BMT to combine Islamic social and commercial microfinance optimally. Design...
Journal Articles
International Journal of Islamic and Middle Eastern Finance and Management (2022) 15 (4): 739–758.
Published: 02 December 2021
...Othman Ibrahim Altwijry; Mustafa Omar Mohammed; M. Kabir Hassan; Mohammad Selim Purpose The purpose of this study is to develop and thereafter validate a Sharīʿah-based FinTech Money Creation Free [SFMCF] model for Islamic banking. Design/methodology/approach The study has adopted...
Journal Articles
Journal Articles
International Journal of Islamic and Middle Eastern Finance and Management (2021) 14 (3): 506–523.
Published: 18 December 2020
... exchanges are same, i.e. if one sells BD1 = Dh10 and Dh10 = BD1 on spot, there will be no Riba. This can be guaranteed if the Islamic banking system introduces the technology, often known as FinTech interest-free foreign exchange bank machines (IFfexBM), which will automatically dispense BD10...

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