Keywords: Institutional quality
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International Journal of Islamic and Middle Eastern Finance and Management (2026) 19 (1): 48–76.
Published: 10 June 2025
... development and institutional quality. Specifically, the framework uses modernization theory to hypothesize that FBE enhances financial services access and usage through efficiency gains and improved banking practices. In contrast, neo-institutional theory is operationalized to analyze the moderating effects...
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