..., the existing scholarly works on Islamic credit card have not addressed this question, moreover in using data mining approach via machine learning. Credit risk is a severe issue as it causes harm to the economy. To minimise the problem of non-performing loans, it is necessary to identify the potential...

...Muhammad Bilal; Ahamed Kameel Mydin Meera Purpose – The purpose of this paper is to develop a new Islamic credit card model that is in line with Shariah principles and can be adopted as an alternative to contemporary Islamic credit card models by Islamic financial institutions...