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Keywords: Three regime model
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Journal Articles
International Journal of Islamic and Middle Eastern Finance and Management 1–28.
Published: 23 July 2026
... banks across GCC countries (2018–2024). SSB effectiveness is measured through sharia educational background, meeting frequency, board size and independence. The “Three Regime Model” integrates liquidity (funding ratios), risk (asset quality/volatility) and market performance (market share/returns...
