...Christopher Gan; Baiding Hu; Cindy Gao; Betty Kao; David A. Cohen Purpose – This paper seeks to investigate the impact of socioeconomic factors of homebuyers such as gender, age, marital status, education, economic status and race on home ownership and loan decisions in urban China. Design...

... and their credit requirements and to study the economics of the model. Design/methodology/approach Data used for the study are mostly primary in nature collected from the RCFs and the rural borrowers. In addition, bank officials were interviewed and also data on loan accounts of RCFs were collected from...