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In his heart, Richard McNamara is and always will be a product of growing up poor in a small Minnesota town. For one thing, he can't shake his boyhood nickname, “Pinky,” derived from the faded red corduroy pants he wore nearly every day as a youngster because his single working mother was pinched for cash. And even now at 63, he's still scrappy, resourceful, frugal, and keeps a low profile.

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