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Keywords: Bank competition
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Journal Articles
Does FinTech lending moderate the competition-efficiency nexus in banking?
Available to Purchase
Journal of Chinese Economic and Foreign Trade Studies (2025) 18 (2): 200–225.
Published: 05 March 2025
..., providing evidence to support the quiet life hypothesis. However, the emergence of FinTech lending enhanced bank competitiveness, reducing the cost efficiency of Indonesian commercial banks. The negative relationship between the FinTech lending expansion and the level of cost efficiency supports...
