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1-16 of 16
Keywords: Financial inclusion
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Journal Articles
Does insecurity influence the financial inclusion-economic growth nexus in Africa? Insight from dynamic panel approach
Available to Purchase
Journal of Economic and Administrative Sciences 1–19.
Published: 11 June 2026
...Musa Abdullahi Sakanko; Nurudeen Abu; Nazatul Faizah Haron Purpose Despite notable progress in promoting financial inclusion (FI) to drive economic growth (EG), Africa still lags behind other regions due to structural challenges, including inadequate infrastructure, regulatory barriers and low...
Journal Articles
From barriers to enablers: a systematic review of drivers of microinsurance penetration
Available to Purchase
Journal of Economic and Administrative Sciences 1–16.
Published: 21 April 2026
... of a larger picture by analyzing the smallest details that constitute the larger picture (Creswell, 2013). Distribution channels Financial inclusion Financial literacy Insurance penetration Microinsurance Systematic literature review G22 I38 O17 Microinsurance has gained considerable...
Journal Articles
Impact of financial inclusion on carbon emissions over time and income level – a study
Available to Purchase
Journal of Economic and Administrative Sciences 1–23.
Published: 14 August 2025
...Rania Makni; Ezzeddine Delhoumi Purpose This study investigates the influence of financial inclusion on carbon emissions (CO2) empirically using an extended Stochastic Impacts by Regression on Population, Affluence and Technology (STIRPAT) model. Design/methodology/approach...
Journal Articles
Fintech adoption in emerging economies: exploring demographic patterns and preferences
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Journal of Economic and Administrative Sciences (2025)
Published: 20 May 2025
... infrastructure to bridge accessibility gaps. Originality/value This study adds novel insights into the demographic dynamics of Fintech adoption in developing economies, contributing to the growing body of literature on financial inclusion and technological innovation. Financial technology, or Fintech...
Journal Articles
How can DeFi improve the quality, affordability, access and usage of financial services? A systematic literature review
Available to Purchase
Journal of Economic and Administrative Sciences (2025)
Published: 13 February 2025
... DeFi’s potential in addressing financial exclusion and promoting global financial inclusion. Design/methodology/approach A systematic literature review was conducted, analyzing 67 peer-reviewed articles. The review focused on extracting actionable insights and recommendations regarding DeFi’s impact...
Journal Articles
Impact of financial inclusion on healthcare access: evidence from developing countries
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Journal of Economic and Administrative Sciences (2024)
Published: 09 August 2024
...Nazish Malak; Ameena Arshad Purpose The aim of this study is to explore how financial inclusion can impact healthcare access in developing countries using panel data for the period 2004–2022. Design/methodology/approach To check the impact of financial inclusion on healthcare access...
Journal Articles
Fintech-based financial inclusion and banks' risk-taking: the role of regulation in Sub-Saharan Africa
Open Access
Journal of Economic and Administrative Sciences (2026) 42 (2): 554–571.
Published: 05 July 2024
...Tough Chinoda; Forget Mingiri Kapingura Purpose The study examines the role of regulation in the fintech-based financial inclusion (FBFI)–risk-taking nexus in the Sub-Saharan African (SSA) region. Design/methodology/approach Using a sample of 10 countries in SSA over the period 2014 to 2021...
Journal Articles
Effect of digital financial inclusion on banking for the poor in African emerging economies
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Journal of Economic and Administrative Sciences (2026) 42 (2): 480–495.
Published: 19 June 2024
...Chinyere C. Onyejiaku; Chi Aloysius Ngong; Fuein Vera Kum; Akosso Wilfred Nebasi Purpose This paper studies the effect of digital financial inclusion in banking on the poor and deprived populations of African emerging economies from 1997 to 2023. Design/methodology/approach Automated teller...
Journal Articles
Bank stability and digitalisation: empirical evidence from selected Indian banks
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Journal of Economic and Administrative Sciences (2025) 41 (4): 1386–1409.
Published: 26 July 2023
...Vaibhav Puri; Gurleen Kaur; Jappanjyot Kaur Kalra; Kawal Gill Purpose India’s efforts to achieve large-scale financial inclusion are challenged by growing concerns related to the stability and profitability of the overall banking system. Although a rising dependence on digital finance...
Journal Articles
Financial inclusion and financial development: implications for monetary policy effectiveness and economic growth in sub-Saharan Africa
Available to PurchasePaul Owusu Takyi, Daniel Sakyi, Hadrat Yusif, Grace Nkansa Asante, Anthony Kofi Osei-Fosu, Gideon Mensah
Journal of Economic and Administrative Sciences (2025) 41 (3): 1042–1058.
Published: 11 May 2023
...Paul Owusu Takyi; Daniel Sakyi; Hadrat Yusif; Grace Nkansa Asante; Anthony Kofi Osei-Fosu; Gideon Mensah Purpose This paper explores the implications of financial inclusion and financial development for the conduct of monetary policy in achieving price stability and economic growth in sub-Saharan...
Journal Articles
Mobile money for financial inclusion and saving practices: empirical evidence from Ghana
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Journal of Economic and Administrative Sciences (2025) 41 (1): 16–32.
Published: 26 April 2022
..., comprehensive data from the Financial Inclusion Insight (FII) Survey is used, implemented by InterMedia company and conducted from December 2014 to January 2015 in Ghana. Findings It is found that mobile money use generally increases savings and saving behavior among individuals in Ghana. In particular...
Journal Articles
Relationship between financial inclusion, banking stability and economic growth: a dynamic panel approach
Available to Purchase
Journal of Economic and Administrative Sciences (2023) 39 (3): 655–670.
Published: 24 August 2021
...Richard Boachie; Godfred Aawaar; Daniel Domeher Purpose The purpose of this paper is to analyse the relationship between financial inclusion, banking stability and economic growth in sub-Saharan African countries given the interconnectedness between them. Globally, financial inclusion has gained...
Includes: Supplementary data
Journal Articles
Microfinancial inclusion nexus poverty alleviation: the case of Nigeria
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Journal of Economic and Administrative Sciences (2022) 38 (4): 581–601.
Published: 05 April 2021
... Publishing Limited 2021 Emerald Publishing Limited Licensed re-use rights only Microfinance Poverty reduction Financial inclusion Alleviation ARDL There is growing demand for financial inclusiveness in every economy as financial inclusion (FI) increases citizens' transaction ownership...
Journal Articles
Does female labour force participation contribute to better financial inclusion? Evidence from cross-country analysis
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Journal of Economic and Administrative Sciences (2021) 37 (4): 643–658.
Published: 28 December 2020
... countries. The study uses multivariate regression (OLS) to explain the impact of FLFP on the financial inclusion variables. The study also accounted for different groups of country-level control variables. Instrumental variables regression is also used in the study to consider for endogeneity issues...
Journal Articles
Impact of mobile money access on internal remittances, consumption expenditure and household welfare in Ghana
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Journal of Economic and Administrative Sciences (2021) 37 (3): 337–354.
Published: 02 October 2020
... spend averagely higher on consumption than non-users. Research limitations/implications Although the data employed in this study is limited to one country, the findings support the financial inclusion role and developmental impact of mobile money transfer services. Hence, mobile money transfer...
Journal Articles
Digital financial innovations in the twenty-first century: Do transaction tax exemptions promote mobile money services for financial inclusion in developing countries?
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Journal of Economic and Administrative Sciences (2020) 36 (3): 185–203.
Published: 07 November 2019
...George Okello Candiya Bongomin; Pierre Yourougou; John C. Munene Purpose Premised on the assertion that financial digitalization is currently the panacea and game changer in delivering progress towards the sustainable development goals (SDGs) through universal financial inclusion, especially...
