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1-17 of 17
Keywords: Financial inclusion
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Journal Articles
Journal of Economic and Administrative Sciences 1–31.
Published: 16 July 2026
... MSME ecosystems Entrepreneurial ecosystems Financial inclusion Cluster analysis Multi-criteria decision-making Policy evaluation India L26 O25 R11 R58 Funding: The authors declare that no funds, grants, or other support were received during the preparation...
Journal Articles
Journal of Economic and Administrative Sciences 1–19.
Published: 11 June 2026
...Musa Abdullahi Sakanko; Nurudeen Abu; Nazatul Faizah Haron Purpose Despite notable progress in promoting financial inclusion (FI) to drive economic growth (EG), Africa still lags behind other regions due to structural challenges, including inadequate infrastructure, regulatory barriers and low...
Journal Articles
Journal of Economic and Administrative Sciences 1–16.
Published: 21 April 2026
... (Matul et al., 2013). Microinsurance provides economically disadvantaged individuals with access to affordable life insurance products, which has led to increased financial inclusion in India. However, this study has been able to establish that challenges, namely, low awareness, poor financial...
Journal Articles
Journal of Economic and Administrative Sciences 1–23.
Published: 14 August 2025
...Rania Makni; Ezzeddine Delhoumi Purpose This study investigates the influence of financial inclusion on carbon emissions (CO2) empirically using an extended Stochastic Impacts by Regression on Population, Affluence and Technology (STIRPAT) model. Design/methodology/approach...
Journal Articles
Journal of Economic and Administrative Sciences (2025)
Published: 20 May 2025
... infrastructure to bridge accessibility gaps. Originality/value This study adds novel insights into the demographic dynamics of Fintech adoption in developing economies, contributing to the growing body of literature on financial inclusion and technological innovation. Lastly, the regulatory environment...
Journal Articles
Journal of Economic and Administrative Sciences (2025)
Published: 13 February 2025
... DeFi’s potential in addressing financial exclusion and promoting global financial inclusion. Design/methodology/approach A systematic literature review was conducted, analyzing 67 peer-reviewed articles. The review focused on extracting actionable insights and recommendations regarding DeFi’s impact...
Journal Articles
Journal of Economic and Administrative Sciences (2026) 42 (3): 717–731.
Published: 09 August 2024
...Nazish Malak; Ameena Arshad Purpose The aim of this study is to explore how financial inclusion can impact healthcare access in developing countries using panel data for the period 2004–2022. Design/methodology/approach To check the impact of financial inclusion on healthcare access...
Journal Articles
Journal of Economic and Administrative Sciences (2026) 42 (2): 554–571.
Published: 05 July 2024
...Tough Chinoda; Forget Mingiri Kapingura Purpose The study examines the role of regulation in the fintech-based financial inclusion (FBFI)–risk-taking nexus in the Sub-Saharan African (SSA) region. Design/methodology/approach Using a sample of 10 countries in SSA over the period 2014 to 2021...
Journal Articles
Journal of Economic and Administrative Sciences (2026) 42 (2): 480–495.
Published: 19 June 2024
...Chinyere C. Onyejiaku; Chi Aloysius Ngong; Fuein Vera Kum; Akosso Wilfred Nebasi Purpose This paper studies the effect of digital financial inclusion in banking on the poor and deprived populations of African emerging economies from 1997 to 2023. Design/methodology/approach Automated teller...
Journal Articles
Journal of Economic and Administrative Sciences (2025) 41 (4): 1386–1409.
Published: 26 July 2023
...Vaibhav Puri; Gurleen Kaur; Jappanjyot Kaur Kalra; Kawal Gill Purpose India’s efforts to achieve large-scale financial inclusion are challenged by growing concerns related to the stability and profitability of the overall banking system. Although a rising dependence on digital finance...
Journal Articles
Paul Owusu Takyi, Daniel Sakyi, Hadrat Yusif, Grace Nkansa Asante, Anthony Kofi Osei-Fosu, Gideon Mensah
Journal of Economic and Administrative Sciences (2025) 41 (3): 1042–1058.
Published: 11 May 2023
...Paul Owusu Takyi; Daniel Sakyi; Hadrat Yusif; Grace Nkansa Asante; Anthony Kofi Osei-Fosu; Gideon Mensah Purpose This paper explores the implications of financial inclusion and financial development for the conduct of monetary policy in achieving price stability and economic growth in sub-Saharan...
Journal Articles
Journal of Economic and Administrative Sciences (2025) 41 (1): 16–32.
Published: 26 April 2022
..., comprehensive data from the Financial Inclusion Insight (FII) Survey is used, implemented by InterMedia company and conducted from December 2014 to January 2015 in Ghana. Findings It is found that mobile money use generally increases savings and saving behavior among individuals in Ghana. In particular...
Journal Articles
Journal of Economic and Administrative Sciences (2023) 39 (3): 655–670.
Published: 24 August 2021
...Richard Boachie; Godfred Aawaar; Daniel Domeher Purpose The purpose of this paper is to analyse the relationship between financial inclusion, banking stability and economic growth in sub-Saharan African countries given the interconnectedness between them. Globally, financial inclusion has gained...
Includes: Supplementary data
Journal Articles
Journal of Economic and Administrative Sciences (2022) 38 (4): 581–601.
Published: 05 April 2021
...: Microfinance Poverty reduction Financial inclusion Alleviation ARDL There is growing demand for financial inclusiveness in every economy as financial inclusion (FI) increases citizens' transaction ownership on savings, access to credit and remittance receipts and improves individual and household...
Journal Articles
Journal of Economic and Administrative Sciences (2021) 37 (4): 643–658.
Published: 28 December 2020
... countries. The study uses multivariate regression (OLS) to explain the impact of FLFP on the financial inclusion variables. The study also accounted for different groups of country-level control variables. Instrumental variables regression is also used in the study to consider for endogeneity issues...
Journal Articles
Journal of Economic and Administrative Sciences (2021) 37 (3): 337–354.
Published: 02 October 2020
... spend averagely higher on consumption than non-users. Research limitations/implications Although the data employed in this study is limited to one country, the findings support the financial inclusion role and developmental impact of mobile money transfer services. Hence, mobile money transfer...
Journal Articles
Journal of Economic and Administrative Sciences (2020) 36 (3): 185–203.
Published: 07 November 2019
...George Okello Candiya Bongomin; Pierre Yourougou; John C. Munene Purpose Premised on the assertion that financial digitalization is currently the panacea and game changer in delivering progress towards the sustainable development goals (SDGs) through universal financial inclusion, especially...
