...Haruna Issahaku; Munira Alhassan Muhammed; Benjamin Musah Abu Purpose This paper aims to estimate the determinants of the intensity of use of financial inclusion by households in Ghana. Design/methodology/approach Due to the reality of a household using one or more financial products...

... analysis in this context for Ghana where relatively advanced appropriate GMM technique has been used on annual data from 2012 to 2016. Findings This study reveals that banks make higher returns in election years. Additionally, the authors report that government’s economic policies in election years...