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Keywords: Adjustable rate
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Journal Articles
Journal of European Real Estate Research (2013) 6 (1): 90–110.
Published: 03 May 2013
... the efficiency of the Italian mortgage market in terms of risk allocation between banks and householders. Fixed rate mortgage (FRM) versus adjustable rate mortgage (ARM) choice appears to be guided by a short‐term outlook informed by the need to maximize a household's immediate utility. Furthermore, households...
