... rights only Wealth Capital gains Financial returns First time buyers Owner occupation Renting versus owning Household aspirations to be homeowners have been rooted firmly in the British psyche (Kemp, 2002). Homeownership more than doubled over the latter half of the twentieth century...

... is reported and factors limiting their use are identified. Findings Seniors’ home equity is a substantial share of their total wealth. Estimates for 2013 are that their home equity equals about €5tn in the USA and over €8tn in large EU countries. The authors find that only a small share of seniors...