...Gianni Betti; Neil Dourmashkin; Mariacristina Rossi; Ya Ping Yin Purpose This paper seeks to measure and characterise the extent of consumer over‐indebtedness among the European Union (EU) member states. Design/methodology/approach The study evaluates alternative measures of over‐indebtedness...

... in the UK personal savings ratio. It is shown that the inclusion of demographic factors does not provide a model that is robust to alternative data formulations. On the contrary, an adequate explanation for recent movements in aggregate consumers′ expenditure can be found using the LBS data by specifying...