...Ebere Ume Kalu; Austin Ujunwa; Augustine Chuck Arize; Angela I. Ujunwa; Felicia Osondu Okwueze Purpose This study examined the effect of three socioeconomic factors – armed conflicts, income inequality and unemployment, on non-performing loans ( NPLs ) in sub-Saharan African ( SSA ). Design...

...Athanasios Tsagkanos; Konstantinos Andriakopoulos Purpose The aim of this research is to empirically examine if both credit cycle of large lending and business cycle affect the ex-post credit risk (i.e. non-performing loans (NPLs)) in the banking system of USA. A unique data set is created...

... on economic growth, ten years after the global financial crisis, are household debt, private debt, and non-performing loans for the banking sector, while for the equity market this is the case through savings. Interestingly, the results reveal that unemployment increase excessively the borrowers' debt level...

...Karsten Staehr; Lenno Uusküla Purpose Large or increasing stocks of non-performing loans in the banking sector constitute threats to financial stability. This paper considers to which extent various macroeconomic and macro-financial factors may serve as leading indicators for the dynamics...