...Charanjit Singh Purpose Generative artificial intelligence (Gen AI) is changing the trajectories of Banking (FinTech) and Law (RegTech/LawTech). The rate at which the technology is innovating is astounding. The ability of AI and Gen AI systems to simulate human intelligence (human thinking...

... Financial crimes Digital payment frauds Fraud risk management Consumer preparedness Fintech Payment security Fraud awareness Technology has impacted how people make and receive payments. The benefits of digital payments are well beyond convenience as these payments can transform financial...

...Shefali Saluja Purpose The fraud landscape for FinTech industry has increased over the past few years, certainly during the time of COVID-19, FinTech market reported rapid growth in the fraud cases (World Bank, 2020). Taking the consideration, the paper has qualitatively understood the loopholes...

.... Originality/value This paper discusses the unethical actions of P2P lending operators and the inability of regulations to take legal action against illegal P2P operators. Indonesia Crowdfunding Fintech Peer-to-peer lending The development of financial technology (fintech), especially peer...