...Alina Malkova Purpose How do informal lending institutions affect entrepreneurship? This paper aims to investigates the role of formal and informal credit market institutions in the decision to become an entrepreneur over the life cycle. Design/methodology/approach The author developed...

... loans, auto title loans, etc.) to meet their credit need and other transaction needs (e.g. check cashing, money orders). Lack of access to a bank account or bank credit line, as well as investment and insurance from informal financial institutions, are indicators of financial exclusion (Lamb, 2016...

... about the viability of this mechanism. Andreas Kern can be contacted at: ak679@georgetown.edu 15 07 2020 21 09 2020 24 09 2020 © Emerald Publishing Limited 2021 Emerald Publishing Limited Licensed re-use rights only Credit Financial markets and the macroeconomy...

... selectivity differs across public vs private universities; across the credit quality of the given public university’s state; and across the level of state appropriations for the given public university. Findings The authors find that student quality and demand measures are significantly associated...

... restrictive labour and land laws besides providing efficient employable workforce. India further needs a less cash economy, which ultimately marches into digitized credit system to build India as one of the best attractive countries in the eyes of global investors. Research limitations/implications...

...Vighneswara Swamy Purpose The significant economic weight of the Eurozone in the globe caused the contagion of the Eurozone debt crisis on the emerging markets. The Eurozone debt crisis caused the sudden plummeting of the cross-border bank credit (BC) to India causing a significant impact on bank...

... to economic downturns. Especially in Italy, (but this analysis can be easily extended to other countries), they have often limited their negative effects within the financial system (“inner” crises). Second, the simultaneity of macroeconomic effects (credit contraction and GDP recession) leave the causal link...

...Vighneswara Swamy Purpose The purpose of this study is to provide an econometric modeling of demand for bank credit and not only offer useful insights to the decision-makers in the public and private sector but also support researchers and analysts in recognizing the determinants of lending...

... this hypothesis on credit growth, a frequent contributor to banking crises. Design/methodology/approach The study uses statistical tests (comparison of means) on a sample of 72 banking crises, the onset of which occurred between 1980 and 2008. Tests for significance of the difference are conducted using...

... requirement is unlikely to have any significant destabilizing effect on credit creation in emerging markets (in this regard, it is similar to the restriction on banks’ foreign currency position, which is a common prudential measure). Instead, it is likely to trigger a balance of payment adjustment...

... and monetary policy effectiveness. This paper aims to investigate the influence of securitization on the transmission of policy rate changes to lending rates and how rate transmission has changed since the recent financial crisis. Emphasis is placed on differences among the mortgage, consumer credit...

... capital for reducing credit risk. Originality/value – It is the first comparative study in India examining the relationship between capital and risk of Indian public and private sector commercial banks covering both Basel I and II periods. Further, the role of human resource in managing risk...

... of the recent proposals to require banks to use CoCos or other long-term funding. Originality/value – The findings are timely, given the ongoing debates on the proposals to introduce bail-in programs and proposals to require banks to use CoCos or other long-term funding. Banks Debt Credit Bank...

...] such that [it] converges to stationarity exponentially fast when it is initialized at an arbitrary finite value [and] further implies B‐mixing [coefficients] with geometric decay […]. © Emerald Group Publishing Limited 2012 South Africa Monetary policy Inflation Macroeconomics Money supply Credit Time...

...Abdelkader Boudriga; Neila Boulila Taktak; Sana Jellouli Purpose The purpose of this paper is to empirically analyse the cross‐countries determinants of nonperforming loans (NPLs), the potential impact of supervisory devices, and institutional environment on credit risk exposure. Design...