... deposits have a positive linear effect on the efficiency of the manufacturing sector. Domestic credit has a U-shaped relationship with agriculture technical efficiency, but its relationship with the service sector is inverted U-shaped. This study makes some significant contributions. Bank deposits drive...

... the technical efficiency of banks acknowledging exogenous shocks, omitted variables and measurement errors, filling a gap in the existing financial literature. The scope of this study was constrained to 71 scheduled commercial banks to make it manageable and productive with 1,036 observations. Findings...