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Keywords: Peer-to-peer lending
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Journal Articles
Journal of Financial Reporting and Accounting (2025)
Published: 26 September 2025
... following the 2008 global financial crisis (Arner et al., 2015). Modern FinTech encompasses mobile payments, peer-to-peer lending, robo-advisors, blockchain technology and digital currencies, fundamentally transforming how financial services are designed and consumed globally (Lee and Shin, 2018...

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