...Baah Aye Kusi; Emmanuel Senanu Mekpor; Stephen Antwi Purpose While regulators and policymakers are interested in promoting banking competition for economic welfare gains, the franchise value hypothesis argues that increased banking competition leads to increased credit risk exposure. It is against...

...Khaldoon I. Al-Haddad; Ghassan H. Mardini Purpose This study aims to investigate the determinants of voluntary disclosure in US small banks, focusing on the impact of market discipline exerted by depositors. Using a regulatory change in 2017 that allowed small banks to choose between two...

... commercial banks. Design/methodology/approach Using principal component analysis (PCA) and regression models, the research analyzes a representative data set of these banks. Findings A significant negative correlation between risk governance characteristics and RAs is found. Sensitivity analysis...

...Anum Qureshi; Eric Lamarque Purpose This paper aims to examine the influence of risk management (RM) practices on the credit risk of significantly supervised European banks. Design/methodology/approach To avoid regulatory and reporting discrepancies, this paper samples banks that come under...

...Rachita Gulati Purpose This study aims to demystify how the critical regulations affecting the bank competition have instituted, amended and fine-tuned over the years in India and its peers in Brazil, Russia, India, China and South Africa (BRICS). The gaps in the regulatory practices influencing...

...Madhvi Sethi; Dipali Krishnakumar Purpose Non-performing assets (NPAs) have been a cause of concern for the banking sector across the world and have invited a lot research interest, especially for emerging economies. In India, the NPAs grew many folds and reached alarming levels in 2013...

...Fabian Maximilian Teichmann; Marie-Christin Falker Purpose The purpose of this paper is to illustrate how illegally obtained funds from Austria, Germany, Liechtenstein and Switzerland are laundered through the banking system in Dubai. Design/methodology/approach The study is conducted using...

...Emmanuel Sarpong-Kumankoma; Joshua Abor; Anthony Quame Q. Aboagye; Mohammed Amidu Purpose This paper examines the effect of financial (banking) freedom and market power on bank net interest margins (NIM). Design/methodology/approach The study uses data from 11 sub-Saharan African countries...

...John Holland Purpose The paper aims to rethink empirical models and theory used in explaining banks and financial institutions (FIs) and to enhance the process of theory construction. This is a provisional response to Colander et al. (2009) and Gendron and Smith-Lacroix’s (2013) call...

...Paul Cox; Diandra Soobiah Purpose This paper aims to report new research into how small groups of people – officers, directors and managers – are guiding the governance, design and delivery of conduct and culture programmes at UK listed banks. Design/methodology/approach The research spanned...

...Muhammad Umar; Gang Sun Purpose This study aims to explore the relationship between three different kinds of bank liquidity: funding liquidity; liquidity creation; and stock liquidity. Design/methodology/approach It used the data from listed banks of BRICS countries spanning the period 2007...

... due to the arrival of the global economic crisis leading to a major economic and banking crisis. Two huge bailout loans and programs helped Greece avoid default. However the second bailout loan and participation of banks in the Private Sector Involvement caused losses to the banking system...

... guarantee fund in Greece by identifying new problems and developing solutions. Findings – The main finding is that the deposit and investment guarantee fund contributes to the stability of the Greek banking sector and also offers practical solutions to strengthen it. Greek Deposit and Investment...

...Lukasz Prorokowski; Hubert Prorokowski Purpose – The purpose of this paper is to outline how banks are coping with the new regulatory challenges posed by stressed value at risk (SVaR). The Basel Committee has introduced three measures of capital charges for market risk: incremental risk charge...

...Fadzlan Sufian; Muzafar Shah Habibullah Purpose – The paper aims to explore the impact of economic freedom on the efficiency of the Malaysian banking sector. Design/methodology/approach – The analysis is confined into two stages. In the first stage, the bias-corrected data envelopment...

...Lukasz Prorokowski; Hubert Prorokowski Purpose – This paper, based on case-studies with five universal banks from Europe and North America, aims to investigate which types of comprehensive risk measure (CRM) models are being used in the industry, the challenges being faced in implementation...

... assets and operating efficiency have been examined and an alternative default risk measure has been introduced. Most of the market-based distance-to-default measures are not appropriate for banks due to their unique debt structure. Design/methodology/approach – The author has compared two distance...

...Lukasz Prorokowski Purpose – The aim of this paper is to discuss the impact of regulatory-driven changes to the collateral management landscape, indicating operational and technological challenges faced by global investment banks while complying with the new regulatory framework. As it transpires...

... to identify and relieve systemic risk. In this paper, an infrastructure is proposed to address the need for a new information system in systemic regulation. Design/methodology/approach The proposed infrastructure is developed using the Fed's Bank Holding Company Supervision Manual as a guideline...

...Giuliana Birindelli; Paola Ferretti Purpose The authors' paper aims to examine the organizational issues that come from the recent establishment of the compliance function in Italian banks. Design/methodology/approach The authors' paper takes as a starting point the Bank of Italy's regulations...