..., to resolve regulatory paralysis while safeguarding EU credibility in global digital finance. Design/methodology/approach The paper adopts a doctrinal and institutional analytical approach, combining legal interpretation, policy analysis and comparative assessment. MiCA’s provisions (Recital 54...

...Daniel Ofori-Sasu; Lordina Amoah; George Nana Agyekum Donkor; Joshua Yindenaba Abor Purpose This study aims to examine the effect of digital finance on the nonlinear relationship between financial development and economic wealth in 54 African economies from 2004 to 2023. Design/methodology...

... The findings reveal that higher account ownership is associated with greater financial risk through high non-performing loans and high-cost inefficiency in the financial sector of developed countries, advanced countries and transition economies. Increased use of debit cards, credit cards and digital finance...