... . It offers novel insights for policymakers and financial institutions in emerging economies, emphasizing the need to institutionalize AI-enabled ESG frameworks that integrate sustainability into core risk governance. By linking ESG discipline with digital transformation, the paper advances understanding...

...Yuanjia Li Purpose This study examines how digital transformation influences proactive risk-taking behavior in commercial banks. This study aims to determine whether digitalization functions as a governance-enhancing capability that improves banks’ risk identification and capital allocation...