... ordinary least squares estimator after checking for cross-sectional dependence, unit root, stationarity and cointegration. Findings Results from the estimation suggest a negatively significant relationship between financial technology and carbon emissions in these countries. However, domestic credit...

..., liquidity risk, operational risk, rising cost, etc. This paper investigates whether financial inclusion increases financial risk in the formal financial sector. G0 G1 G2 G3 G21 G28 O16 Financial inclusion Digital finance Fintech Financial technology Non-performing loans...