... expansion Economic downturn E32 G01 O16 O40 This study evaluates the impact of Digital Financial Inclusion (DFI) within the context of Financial Crises (FC) and economic cycles, encompassing periods of both prosperity and recession. DFI involves initiatives focused on offering accessible...

... Emerald Publishing Limited 2022 Emerald Publishing Limited Licensed re-use rights only Emerging markets Banks’ efficiency Regulation Risk Credit supply Banking crisis Banking sector competition G01 G15 G21 G28 F15 The study examines the effect of capital risk, liquidity...

... Regression analysis Financial stability Onetary policy Loan to deposit Loan-to-deposit ratio Monetary policy G01 G18 G210 G280 G230 E520 Banks have traditionally provided liquidity on-demand to borrowers in the form of loan commitments and to depositors in form of checking and other...

... Econometrics Technical efficiency Bootstrapped DEA model Nonperforming loans Indian banks Dynamic convergence analysis G21 G32 G01 C50 To assess the technical efficiency scores of Indian banks for 1999/2017, the study uses the “linear monotone curves change” of the Seiford and Zhu...

... countries. Basel II Banking regulation Difference-in-differences Bank business models Banking diversification G01 G21 G24 G38 An extra layer of common equity as the capital conservation buffer. A countercyclical buffer to anticipate losses from excess credit growth...

... rights only India Basel III Banking Bank regulation Systemic risk Risk-taking SRISK Systemically important banks GJR-GARCH-DCC B41 D81 E58 G01 G21 The global financial crisis (GFC) demonstrated the magnitude and the speed with which the financial losses of one institution...

... F20 F30 G01 A significant number of studies have been undertaken to determine the effects of capital flows on the development and stability of the financial sector in African countries. Africa’s investment structure is perceived as risky, and therefore this continent has struggled over time...

... by instruments related to non-price dimensions of mortgage loans such as limits on LTVs. © Emerald Publishing Limited 2017 Emerald Publishing Limited Licensed re-use rights only E32 E4 E5 G01 G21 The euro-system BLS contains information on overall changes in lending standards...

... . At equilibrium, we have: Business cycle Banking sector Macroeconomics Interest rate Banking crisis Lag structure E32 E43 G01 Many countries have experienced business cycles in the economy with a sinusoidal trend. These fluctuations spread in other countries because of international...