... Publishing Limited Licensed re-use rights only Bank Liquidity Profitability Competition India Product market competition is an external regulation. It is one of the critical elements of external governance to resist the competitive pressure of the market environment to improve business...

...% of GDP) in 2011 to US$121bn (4.4% of GDP) in 2020 (Reserve Bank of India, 2020). The problem was all the more acute for state-owned banks, which accounted for on average close to 85% of the banking system bad loans during this period. This has resulted in serious capital shortfall for Indian banks...

...Juhi Gupta; Smita Kashiramka Purpose Systemic risk has been a cause of concern for the bank regulatory authorities worldwide since the global financial crisis. This study aims to identify systemically important banks (SIBs) in India by using SRISK to measure the expected capital shortfall of banks...

... restructuring and strengthening the overall health of the financial markets. The beginning of the process may be seen in the coming into existence of the Reserve Bank of India (RBI). The growth of financial system that has since occurred may be conceptualised, to a large extent, in dialectic terms [3...

...Mukul G. Asher Purpose To argue a case for a paradigm shift in the way urban cooperative banks (UCBs) are managed, governed, and regulated in India to enable them to enhance their contributions to achieving greater degree of financial inclusion, and more broad‐based growth. Design/methodology...

...Mukul G. Asher; Amarendu Nandy Purpose To examine the case for reforming India's current provident and pension fund governance and regulatory structures. Design/methodology/approach The paper reviews various components of India's social security system with a view to identifying reform needs...