.... Findings A number of recent trends are weakening the financial and statistical arguments against introducing unisex annuity rates. The life expectancy of males and females is converging, the use of annuity pricing factors other than gender is increasingly common and it has become clear that there is great...

... Life insurance Life expectancy A pension normally involves a promise by a body to pay an income to an individual for the rest of that individual's life. The reliability of these promises is of enormous financial and social importance. It has been estimated that, given increases in life...