Keywords: Polarisation
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Journal Articles
Journal of Financial Regulation and Compliance (2004) 12 (3): 248–262.
Published: 01 September 2004
...Patrick John Ring The Financial Services Authority (FSA) is about to implement wholesale reforms of the regulatory structure of advice in the retail financial services sector. Instead of having to choose between a “tied adviser” or an “independent financial adviser” (IFA) under a “polarised” regime...
Journal Articles
Journal of Financial Regulation and Compliance (2002) 10 (2): 135–140.
Published: 01 June 2002
...Paul Smee Polarisation has been an integral part of how the retail financial services market operates in the UK, since its implementation in 1988. The term ‘polarisation’ refers to the practice whereby financial advisers must belong to one of two groups: either independent advisers able to advise...

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