... Emerald Publishing Limited 2019 Emerald Publishing Limited Licensed re-use rights only United Kingdom Financial sector South Africa Banking reform Brexit Foreign investment In the recent years, South Africa has been experiencing challenging times in respect of its economy. According...

... Banking United Kingdom Australia The purpose of this paper is to compare the performance of banks in the UK and Australia between the period of 2004 and 2009. Data from the Financial Development Report of the World Economic Forum (WEF, 2011) as well as liquidity, debt, capital, asset quality...

... model Interest rates House price Unemployment rates Disposable income Bank write‐offs Loans Credit United Kingdom Prior to the 2007 financial crisis, there was a sustained increase in household debt, especially mortgage and credit cards borrowing (see Figures A3 and A4 in Appendix 5...

... are expected to be similar. Bribery Corruption Enforcement Risk management Adequate procedures United Kingdom Recent events remind the world that bribery and corruption have not gone away despite global efforts to extinguish it. The media are kept busy by the pioneering trial of Hosni Mubarak...

... © Emerald Group Publishing Limited 2011 United Kingdom Legal decisions Financial services Insurance Compensation R (on the application of British Bankers Association) v. Financial Services Authority and another (Queens Bench Division: Administrative Court: Mr Justice Ouseley...

..., financial institutions that are better managed and markets that are better regulated! (Darling, 2009). United Kingdom Regulation Politics Banking © Emerald Group Publishing Limited 2011 So, who will be regulated under the new scheme? The government have not gone far enough to bring...

...? Securities Derivative markets Banks Regulation Innovation United Kingdom One would expect a regulatory tightening after such a crisis, but, with a vicious credit crunch underway in the USA and Europe, the regulators would have liked to reduce capital requirements further than the institutional...

... Treasury ex parte Kaupthing Bank HF (High Court: Queens Bench Division: Administrative Court: Lord Justice Richards and Mr Justice Maddison)). Date of Judgment: 10 July 2009 Legal decisions Banks United Kingdom Iceland The background to this decision lay in the UK Government's use...

... innovation. Barlevy (2007) , however, argues that if this was to hold then economic downturns would not be as frequent or severe. Accounting Public sector accounting Intangible assets Knowledge economy United Kingdom As the structure of developed economies around the world has moved away...

... the banks and non‐bank financial institutions (NBFIs) it supervises to “treat customers fairly”. It also has a responsibility to promote the improvement of “financial literacy”. © Emerald Group Publishing Limited 2009 Banks Regulation Competition United Kingdom Utility theory The FSA...

... United Kingdom Banking Financial economics Financial restructuring Recession Following the provision of a 100 per cent guarantee to depositors and other creditors of Northern Rock in September 2007, a revision of deposit protection arrangements in October 2007 and a belated acceptance...

... that the body build strong international links, continuing to develop the theme that future crises may well again be fully global, and that even an excellent EU wide oversight may not be sufficient. © Emerald Group Publishing Limited 2009 Regulation United Kingdom Europe Financial services...

... at: peter.cartwright@nottingham.ac.uk © Emerald Group Publishing Limited 2009 Consumer protection Banking Regulation Savings United Kingdom Consumers are more likely to deal with banks than with any other provider of financial services, and among banking products are most likely to have current...

... Limited 2009 United Kingdom Legislation Financial services Regulation Solicitors (Financial Services Authority v. Fox Hayes: Court of Appeal (civil division): Lord Justice Longmore, Lord Justice Wilson, Lord Justice Lawrence Collins). Date of judgment: 17 February 2009...

... be contacted at: rsh@lubs.leeds.ac.uk © Emerald Group Publishing Limited 2008 Pensions Benefits management Regulation Human resource management United Kingdom In the UK, defined benefit (DB) schemes have been in drastic decline for a number of years (Byrne et al, 2008). Many...

... Pensions Pension funds Investments Regulation Governance Trustees United Kingdom This paper examines the governance of defined contribution (DC) schemes with reference to the investment choice and, in particular, the design of the default fund. We explain where and why the current system...

... calculator available at www.pensioncalculator.org.uk Pensions Pension funds Stakeholders Risk assessment United Kingdom This paper evaluates the relative risks and benefits associated with defined contribution (DC) and defined benefit (DB) pension schemes. As Hudson (2008) shows, over...

... practitioners view the current form of financial services regulation as impeding these developments. Financial services planning Regulation United Kingdom Interactions between the providers of personal financial services and their customers involve the exchange of a complex and often intangible...

... Banks Banking Financial markets United Kingdom David T. Llewellyn can be contacted at: D.T.Llewellyn@lboro.ac.uk The liquidity problem became serious because securitisation vehicles such as conduits and SIVs were funding the acquisition of long‐term mortgages (and other loans) by issuing...

... towards and stimulant of this wider debate which is urgently needed, given the continuing threats faced by the domestic and international financial system. Banks Banking Financial institutions Business failures United Kingdom Maximilian J.B. Hall can contacted at: M.J.Hall1@lboro.ac.uk...