.../methodology/approach Using a panel data set of 224 European banks over the period 2011–2022, the authors construct a novel composite index of EDT based on three dimensions: AI ethics and algorithmic fairness, digital inclusion and financial accessibility and user-centric design and accessibility...

... digital inclusion, enhancing equity. These devices also facilitate economic mobility by connecting farmers directly to markets and financial services. However, challenges such as misinformation and digital literacy persist. Overall, smartphones are reshaping rural identities, transforming traditional...

... of the internet. Design/methodology/approach This paper uses an integrative literature review for the ideas related to the digital divide, digital inclusion and digital literacies, as well as the applied work of the authors in the SolarSPELL initiative, to develop the concept of socio-technical awareness...